Darwin, City of Darwin, Northern Territory, 0800, Australia
Address: Darwin, City of Darwin, Northern Territory, 0800, Australia
Physical Risk Score
Location
Overall Risk Score
Vulnerability
Country
0.77x
V: 0.28 R: 0.73
Asset
1.0x
Score
20/100
ND-GAIN Country Index × asset mitigations. Values <1.0 reduce damage; >1.0 amplify it.
Financial Summary
Asset Value
$10,000,000
ADR
4.49%
Annual Loss
$448,890
CVaR 95%
$1,570,438
CVaR 99%
$3,445,444
Business Impact
Hazard Scores
Heat
Heat Index Days >35°C (174.9 days) · Also: Wet Bulb Temp, Heat Index
Drought
Consecutive Dry Days (96.6 days) · Also: SPEI-12 Drought Index, Water Depletion
Flood
Interannual Variability (2.6 score 0-5) · Also: Max 1-Day Precipitation, Very Heavy Precip Days >50mm
Wildfire
Fire Weather Index Max (49.8 index) · Also: FWI Long Season
Wind
TC Max Wind Speed (81.4 m/s) · Also: TC Annual Probability (CCKP), Major TC Probability (CCKP)
Cold
Cold Spell Duration (0.3 days) · Also: Frost Days, Growing Season Length
Sea Level
Mean Sea Level (CCKP) (0.2 m)
Water
Consecutive Wet Days (52.6 days) · Also: Max 1-Day Precipitation, Max 5-Day Precipitation
Risk Matrix
Hazard likelihood vs. impact for this asset
Risk Matrix
Physical Risk Analysis
Annual Damage Ratio Breakdown
| Hazard | Score | ADR % Annual Damage Ratio = calibrated damage function based on hazard score and indicator severity. Higher scores map to exponentially higher damage rates. | Est. Annual Loss Estimated Annual Loss = ADR % × Asset Value. Represents the expected yearly financial impact from this hazard. |
|---|---|---|---|
| Heat | 100 | 0.381% | $38,077 |
| Drought | 18 | 0.158% | $15,849 |
| Flood | 24 | 0.328% | $32,850 |
| Wildfire | 100 | 1.349% | $134,943 |
| Wind | 100 | 1.396% | $139,563 |
| Cold | 4 | 0.011% | $1,090 |
| Sea Level | 28 | 0.07% | $7,027 |
| Water | 74 | 0.795% | $79,493 |
| Total | 56 | 4.489% | $448,890 |
Operational Impact
Climate-driven operational cost projections
Insurance Premium
$793,577
+ 36.0% vs baseline
Utility Change
$0
0.0% of revenue
Workforce Loss
$13,500
3.0% productivity
Maintenance
$0
+0.0%
Downtime
10 days
heat 0 / flood 0 / storm 10
Insurability
High Risk
WACC +673bps
Adaptation Recommendations
Ranked interventions by 10-year ROI
| Intervention | EAL Before | EAL After | Annual Savings | Cost | Payback | 10yr ROI |
|---|---|---|---|---|---|---|
| Building Retrofit | $307,355 | $247,480 | $59,874 | $110 | 0.0yr | 544211.6% |
| Fire Suppression System | $134,943 | $68,348 | $66,595 | $45,000 | 0.7yr | 1379.9% |
| Flood Barriers | $39,877 | $23,822 | $16,054 | $85,000 | 5.3yr | 88.9% |
| Cooling Systems | $38,077 | $26,703 | $11,374 | $65,000 | 5.7yr | 75.0% |
| Insurance Coverage | $368,307 | $310,909 | $57,398 | $552,461 | 9.6yr | 3.9% |