Perth, City of Perth, Western Australia, 6000, Australia
Address: Perth, City of Perth, Western Australia, 6000, Australia
Physical Risk Score
Location
Overall Risk Score
Vulnerability
Country
0.77x
V: 0.28 R: 0.73
Asset
1.0x
Score
20/100
ND-GAIN Country Index × asset mitigations. Values <1.0 reduce damage; >1.0 amplify it.
Financial Summary
Asset Value
$10,000,000
ADR
2.58%
Annual Loss
$257,970
CVaR 95%
$1,044,376
CVaR 99%
$2,294,533
Business Impact
Hazard Scores
Heat
Warm Spell Duration (21.4 days) · Also: Wet Bulb Temp, Heat Index
Drought
Water Depletion (5.0 score 0-5) · Also: SPEI-12 Drought Index, Consecutive Dry Days
Flood
Interannual Variability (2.8 score 0-5) · Also: Max 1-Day Precipitation, Very Heavy Precip Days >50mm
Wildfire
Fire Weather Index Max (84.5 index) · Also: FWI Long Season
Wind
TC Max Wind Speed (18.4 m/s) · Also: TC Annual Probability (CCKP)
Cold
Heating Degree Days (653.7 °F-days) · Also: Cold Spell Duration, Frost Days
Sea Level
Mean Sea Level (CCKP) (0.2 m)
Water
Water Stress (5.0 score 0-5) · Also: Max 1-Day Precipitation, Max 5-Day Precipitation
Risk Matrix
Hazard likelihood vs. impact for this asset
Risk Matrix
Physical Risk Analysis
Annual Damage Ratio Breakdown
| Hazard | Score | ADR % Annual Damage Ratio = calibrated damage function based on hazard score and indicator severity. Higher scores map to exponentially higher damage rates. | Est. Annual Loss Estimated Annual Loss = ADR % × Asset Value. Represents the expected yearly financial impact from this hazard. |
|---|---|---|---|
| Heat | 62 | 0.236% | $23,607 |
| Drought | 46 | 0.405% | $40,503 |
| Flood | 16 | 0.194% | $19,392 |
| Wildfire | 100 | 1.349% | $134,943 |
| Wind | 17 | 0.098% | $9,782 |
| Cold | 11 | 0.03% | $2,998 |
| Sea Level | 29 | 0.074% | $7,355 |
| Water | 25 | 0.194% | $19,393 |
| Total | 38 | 2.58% | $257,970 |
Operational Impact
Climate-driven operational cost projections
Insurance Premium
$497,239
+ 48.3% vs baseline
Utility Change
$0
0.0% of revenue
Workforce Loss
$13,500
3.0% productivity
Maintenance
$0
+0.0%
Downtime
0 days
heat 0 / flood 0 / storm 0
Insurability
Elevated
WACC +387bps
Adaptation Recommendations
Ranked interventions by 10-year ROI
| Intervention | EAL Before | EAL After | Annual Savings | Cost | Payback | 10yr ROI |
|---|---|---|---|---|---|---|
| Building Retrofit | $164,116 | $132,146 | $31,971 | $110 | 0.0yr | 290542.8% |
| Fire Suppression System | $134,943 | $68,348 | $66,595 | $45,000 | 0.7yr | 1379.9% |
| Flood Barriers | $26,746 | $15,978 | $10,768 | $85,000 | 7.9yr | 26.7% |
| Cooling Systems | $23,607 | $16,556 | $7,052 | $65,000 | 9.2yr | 8.5% |
| Insurance Coverage | $235,582 | $198,868 | $36,714 | $353,372 | 9.6yr | 3.9% |