Sydney, Council of the City of Sydney, New South Wales, Australia
Address: Sydney, Council of the City of Sydney, New South Wales, Australia
Physical Risk Score
Location
Overall Risk Score
Vulnerability
Country
0.77x
V: 0.28 R: 0.73
Asset
1.0x
Score
20/100
ND-GAIN Country Index × asset mitigations. Values <1.0 reduce damage; >1.0 amplify it.
Financial Summary
Asset Value
$10,000,000
ADR
1.72%
Annual Loss
$172,420
CVaR 95%
$582,636
CVaR 99%
$1,243,624
Business Impact
Hazard Scores
Heat
Warm Spell Duration (28.8 days) · Also: Wet Bulb Temp, Heat Index
Drought
Water Depletion (2.4 score 0-5) · Also: SPEI-12 Drought Index, Consecutive Dry Days
Flood
Interannual Variability (4.5 score 0-5) · Also: Max 1-Day Precipitation, Very Heavy Precip Days >50mm
Wildfire
Fire Weather Index Max (33.2 index) · Also: FWI Long Season
Wind
TC Annual Probability (CCKP) (0.0 events/yr) · Also: TC Max Wind Speed
Cold
Heating Degree Days (674.1 ยฐF-days) · Also: Cold Spell Duration, Frost Days
Sea Level
Mean Sea Level (CCKP) (0.3 m)
Water
Water Stress (4.2 score 0-5) · Also: Max 1-Day Precipitation, Max 5-Day Precipitation
Risk Matrix
Hazard likelihood vs. impact for this asset
Risk Matrix
Physical Risk Analysis
Annual Damage Ratio Breakdown
| Hazard | Score | ADR % Annual Damage Ratio = calibrated damage function based on hazard score and indicator severity. Higher scores map to exponentially higher damage rates. | Est. Annual Loss Estimated Annual Loss = ADR % × Asset Value. Represents the expected yearly financial impact from this hazard. |
|---|---|---|---|
| Heat | 58 | 0.221% | $22,084 |
| Drought | 15 | 0.132% | $13,207 |
| Flood | 27 | 0.383% | $38,285 |
| Wildfire | 63 | 0.675% | $67,478 |
| Wind | 0 | 0.0% | $0 |
| Cold | 12 | 0.033% | $3,271 |
| Sea Level | 30 | 0.077% | $7,686 |
| Water | 26 | 0.204% | $20,408 |
| Total | 29 | 1.724% | $172,420 |
Operational Impact
Climate-driven operational cost projections
Insurance Premium
$308,511
+ 37.6% vs baseline
Utility Change
$0
0.0% of revenue
Workforce Loss
$13,500
3.0% productivity
Maintenance
$0
+0.0%
Downtime
0 days
heat 0 / flood 0 / storm 0
Insurability
Elevated
WACC +259bps
Adaptation Recommendations
Ranked interventions by 10-year ROI
| Intervention | EAL Before | EAL After | Annual Savings | Cost | Payback | 10yr ROI |
|---|---|---|---|---|---|---|
| Building Retrofit | $105,763 | $85,159 | $20,603 | $110 | 0.0yr | 187200.9% |
| Fire Suppression System | $67,478 | $34,177 | $33,301 | $45,000 | 1.4yr | 640.0% |
| Flood Barriers | $45,971 | $27,463 | $18,508 | $85,000 | 4.6yr | 117.7% |
| Insurance Coverage | $148,741 | $125,560 | $23,180 | $223,111 | 9.6yr | 3.9% |
| Cooling Systems | $22,084 | $15,488 | $6,597 | $65,000 | 9.9yr | 1.5% |